Post Holiday Credit Counselling

The Holiday rush is over and now reality kicks in, many of us have over spent on Christmas again. It’s really too bad the wallet doesn’t bulge like the belly over the holidays?

Reality typically starts to kick in around the midpoint in January, as many Canadians start to receive credit card bills or review their report card on the past year and realize they may not be getting the grade they had hoped for. Not all is lost, there is a silver lining and now is the ideal time to be sitting down with a mortgage professional and setting up a plan for the coming year…yes a plan.

Can you imagine having a plan, or list of goals that included financial points that were track-able and accountable? Let’s say your goal was to reduce credit card debt by $2,000 per quarter or to make your RSP contributions every month rather than waiting for February 28^th and getting a bank loan.

People these days spend literally billions of dollars buying the latest self help book or attending self help seminars. The bottom line is usually people know what to do, they just need help staying with it. Having an accountability partner is a great way to stay on track!

Take advantage of this opportunity to sit down with me and Nancy to discuss your 2012 financial and real estate goals and come up with plan . Its time to tackle your debt and grow your wealth.

Have a great day!